100% Financing Is Still Available - USDA Loans

Highlights:
NO Monthly Mortgage Insurance
NO Down Payments
NO Maximum Amount
30 Year FIXED Interest Rate
Unlmited Gifts Or Seller Contributions
To Qualify, Applicants Must:
Have Adequate & Dependable Income Which Must Not Exceed The Agency’s County Adjusted Income Limits For Moderate Income Families Based On Number In Household
Must Have Credit History Which Indicates A Willingness To Meet Obligations As They Become Due
Homes That Qualify:
New Or Existing Homes
New Manufactured Homes
Modular Homes
My preferred lender, Alpha Mortgage Corporation, has been in business for over 25 years and has a multitude of loan programs and products to suit most any buyer’s needs, even in these uncertain times! Contact Chris Hutchens today to discuss a new home purchase or refinance of a current loan with one of the following products:
100% USDA Loans
100% VA Loans
97% FHA Loans
95% Conventional Loans
80% Jumbo Loans

New community offering - Compass Pointe

Located off routes 74-76, less than 10 min. from downtown Wilmington, on 2,200 acres of what are described as the highest point in Brunswick Country, North Carolina, Compass Pointe is a huge undertaking that, like Brunswick Forest, Waterford of the Carolinas, and Magnolia Greens will be developed over 10+ years. First phases will include townhomes, patio homes, tropical-style homes, and custom home lots with townhome prices starting in the $150's and home and land prices starting in the $200's.Planned amenities, in addition to a village-style shopping area, will eventually include a 27-hole golf course, a tennis complex, swimming pools, fitness center, canoe and kayak launch, soccer field, many walking trails, a dog park, and an amphitheater. Compass Pointe has aready been named an Audubon International Gold Signature Community and will have at least two Audubon bird sanctuaries. Golf cart lanes on both sides of community roads will encourage alternative transportation use.
Please send me information

The Highlands at Castle Bay

The Highlands at Castle Bay is a unique community built around the area’s only true Scottish-links style golf course. Opened in 1999, The Highlands at Castle Bay offers prestigious low-maintenance brick homes with granite countertops, hardwood floors, stainless steel appliances, and ceramic tile baths, along with lovely views over the golf course and natural areas.

The serene setting offers scenic vistas, massive wooden arch-trestles and an abundance of wild birds.

The Highlands at Castle Bay is nestled on acres of rolling hills just north of Wilmington, NC, in the cozy city of Hampstead, NC. The Highlands at Castle Bay is a highlight of Hampstead, NC, real estate and provides excellent value, lifestyle, and amenities very close to the urban hub of Southeastern North Carolina, Wilmington, NC.

View youtube video here

Click here to search all Wilmington NC area properties.

Great Loans are STILL Available!

Alpha Mortgage Corporation has been in business for over 25 years and has a multitude of loan programs and products to suit most any buyer’s needs, even in these uncertain times! Call Alpha today to discuss a new home purchase or refinance of a current loan with one of the following products:

• 100% USDA Loans at 6%
• 97% FHA Loans at 6%
• 95% Conventional Loans at 6%
• 80% Jumbo ARMs at 6%

Above rates are based on a 720 credit score and are subject to change. Quoted as of 10-08-2008.

Pending Home Sales Rise As Buyers Grab Bargains

Pending sales of existing U.S. homes unexpectedly jumped in August to the highest level in over a year, data from a real estate trade group showed on Wednesday.

The National Association of Realtors Pending Home Sales Index, based on contracts signed in June, rose 7.4 percent in August to 93.4 from an updwardly revised index of 87.0 in July.
The August reading was 8.8 percent higher than a year earlier, and the highest level since 101.4 in June 2007.

Contact Lee

My lender, Chris Hutchens Interview By WWAY TV3 News

The whole current financial crisis seems to center on housing loans and shrinking credit, and the government’s financing plan will affect all of us in one way or another. But one local housing expert has a surprising analysis.

http://www.wwaytv3.com/video/area_housing_market_in_good_shape/09

Now available - NEW Cape Fear Relocation Guide

If you're thinking about a move to the Wilmington NC area, This relocation guide is your total resource for relocation information in the Cape Fear Coast, Wilmington, New Hanover Beaches, Hampstead, Topsail Island, North Brunswick County, South Brunswick County and surrounding areas of North Carolina beach areas and NC coast.

The Relocation Guide is written for people relocating to this specific area, the guide also offers comprehensive up-to-date information in the prime relocation season to help new residents settle into their new home as easily and as stress-free as possible. Among the recurring departments are:

Getting to Know Wilmington and surrounding communities
Top Wilmington Neighborhoods
Area School Systems and Childcare
Healthcare
Employment
and many other fascinating facts and figures that are sure to intrigue the newcomer and long-time resident as well.

For your complimentary copy Click Here.

U.S.News & World Report Again Names UNCW a Top 10 Public Master's University in the South

For the eleventh consecutive year, the University of North Carolina Wilmington ranks as one of the top 10 public master's universities in the South according to U.S.News & World Report. U.S.News also placed UNC Wilmington fifth on its list of "up-and-coming" master's universities in the South.

This year, for the first time, U.S.News asked the top college officials who respond to its annual peer assessment survey to identify schools that fit the profile of an up-and-coming institution. Their survey identified 70 colleges and universities that have recently made "the most promising and innovative changes in academics, faculty, students, campus or facilities." UNC Wilmington was fifth on that list for the South, tied with James Madison University in Virginia and Union University in Tennessee.

In the South, UNCW ranks sixth among public master's universities in the 2009 edition, which is also where the university was ranked in 2008. Among all 121 public and private universities in the South that provide a full range of undergraduate and master's level programs, the overall ranking of UNCW stayed steady at 14th.

In addition, UNC Wilmington placed extremely well in the 2008 Forbes special report on America's Best Colleges. According to Forbes, UNCW ranks second among the public universities in North Carolina, behind only the University of North Carolina at Chapel Hill. UNCW also was rated second among its peer institutions, with only James Madison University ranking higher. Other universities on UNCW's peer institution list include the College of Charleston, the College of William and Mary, Murray State University, the College of New Jersey, Towson University and California Polytechnic State University at San Luis Obispo.

"It is gratifying to be recognized for our institutional achievements by U.S.News & World Report and Forbes," said Chancellor Rosemary DePaolo. "We have seven strategic goals that drive everything we do at UNCW, and we are making steady progress in every one of those areas, which is reflected in these rankings. It is a tribute to the daily efforts of our faculty and staff to ensure the most powerful academic experience possible for our students."

UNC Wilmington continues to be the first-choice university for a growing number of high-achieving high school students. UNCW's total enrollment for fall 2008 is expected to exceed 12,500 students. The university's freshman class of more than 1,200 students has an average SAT score of 1156 and an average high school grade point average of 3.75.

The complete U.S.News & World Report rankings can be viewed online at www.usnews.com or in the September 1 issue of U.S News & World Report, available for newsstand sale Monday, Aug. 26. The 2009 America's Best Colleges guidebook will be available as of Tuesday, August 27.

Source:Dana Fischetti, manager of news and media relations, 910.962.7259 or fischettid@uncw.edu

Click here For Wilmington relocation information and information on New Home communities.